Morning Post – Wednesday 20 December 1905
[Stanley Gardner, a rogue stockbroker, was charged with obtaining money by false pretences in a high-profile fraud case. Victims across the UK lost hundreds of pounds in fake share schemes. #OnThisDay #History #TrueCrime]
Stanley Gardner, 35, described as an outside stock and share broker, was charged before Mr. Marsham at Bow Street Police Court yesterday with obtaining money by false pretences.
Mr. Williamson, of the Treasury, who prosecuted, stated that Gardner formerly had offices in Chancery Lane and traded as Allison, Gardner, and Co. He appeared to have ascertained at Somerset House the names of people who held shares in successful companies. He then wrote to them offering, on favourable terms, shares in the undertakings in which they already had an interest. In many instances, they sent him money for shares and received nothing in return.
Mrs. Rebecca Ann Foster, of Munster-road, West Bridgford, was one of those who were treated in this way. Gardner, in the name of Allison, Gardner, and Co., wrote to her saying that his firm had been instructed to sell a parcel of 50 Preference Shares in James Hole and Co. (Limited). Mrs. Foster agreed to take some of them, and in payment forwarded to Allison, Gardner, and Co. a cheque for £211 6s. She received an acknowledgment of her cheque, but the transfers were never forwarded. So far as the prosecution knew, Gardner never possessed any shares in James Hole and Co. or any other company.
Miss Margaret Lucy Adie, a governess residing at Streatham, was treated in much the same way. Allison, Gardner, and Co. wrote to her stating that they had shares for sale in May and Hassell (Limited). She forwarded £27 7s 6d to purchase the shares referred to, but she received nothing for her money.
In June last, Mr. James Henry Renton, of Woburn Sands, Bedford, was persuaded to send Allison, Gardner, and Co. £300 for shares in Walker and Mirrlees Limited, but the transfers were never forthcoming. At about the same time Mrs. Jeannette King Turner, the wife of the Rev. Duncan Turner, of the Manse, Lauder, Berwick, received a letter from Allison, Gardner, and Co. offering her shares in D. Hill, Carter, and Co., in which she was already interested. She forwarded them £149 to effect the purchase, and as the transfers were not forthcoming, she made inquiries. Eventually, she took proceedings against Gardner and filed a petition in bankruptcy against him.
Mr. Williamson added that it seemed strange that investors should trust a man like Gardner, with two small offices in Chancery Lane, in preference to sending their money to well-known stockbrokers. There were, he said, other cases against Gardner, but it was not thought necessary to go into them.
Evidence having been given in support of the charges, Gardner was committed for trial.
The Morning Post
The Morning Post began in 1772 as The Morning Post and Daily Pamphlet, quickly becoming the Morning Post or Cheap Daily Advertiser. By early 1773, it was renamed The Morning Post and Daily Advertiser, a title retained until 1792 when it simplified to The Morning Post. Early proprietors included printer John Bell and auctioneer James Christie, who used the paper to promote his auctions. Over its first two decades, the daily paper consisted of four large folio pages, with at least two-thirds devoted to advertisements for theatre performances, books, medicines, property rentals, and auctions. The rest contained domestic news, with minimal international coverage.
John Bell sold his share in 1786 and later founded The World and Fashionable Advertiser in 1787, selling it in 1792. In 1794, The World merged with The Morning Post, becoming The Morning Post and Fashionable World. The new publication, launched on 1 July 1794, aimed to feature refined domestic content and foreign news but initially struggled with declining circulation. In 1795, journalist Daniel Stuart took over, revitalising the paper with broader coverage, including parliamentary reform, the French Revolution, fashionable society, and serialized works like Thomas Paine’s Decline and Fall of the English System of Finance. Stuart also brought in prominent writers like Samuel Taylor Coleridge.
On 20 September 1797, the paper announced its acquisition of the Gazetteer and New Daily Advertiser. By 2 October 1797, it was published as the Morning Post and Gazetteer. Despite further changes in ownership, the newspaper continued until 1937, when it merged with the Daily Telegraph.
Historical Relevance
- Insights into Early 20th-Century Financial Practices: The article provides a snapshot of how share trading and brokerage operated during the early 1900s. It highlights the mechanisms of fraud, such as exploiting trust in financial systems and impersonating legitimate companies. This helps researchers understand the vulnerabilities of the period’s financial markets.
- Socioeconomic Context: The victims represent a cross-section of society, from governesses to clergymen’s wives, showing how financial fraud impacted people of different social standings. This reflects the widespread reach of scams in an era of limited regulatory oversight.
- Legal and Judicial History: The case sheds light on the legal processes of the time, including the role of the Bow Street Police Court and the Treasury in prosecuting financial crimes. It also demonstrates how bankruptcy petitions were used as a recourse against fraudulent brokers.
- Cultural Values and Trust: The commentary on why people trusted a broker with modest offices over established firms offers insights into societal attitudes towards trust and authority in financial dealings.
- Research Utility: Historians can use this article to explore the evolution of financial fraud and its detection. It also serves genealogists tracing individuals like the victims or the accused. Social researchers might find value in studying the profiles of victims to understand patterns of economic vulnerability.
Stanley Gardner – Footnotes
(Extracted from The Pall Mall Gazette – Tuesday 09 January 1906)
Stanley Gardner, formerly a solicitor in Liverpool and now an outside stockbroker operating under the name Allison, Gardner, and Co., was sentenced at the Central Criminal Court after pleading guilty to charges of obtaining money by false pretences. This case follows previous charges against Gardner for similar fraudulent schemes.
Mr G. Muir, prosecuting, revealed that Gardner exploited shareholder registers at Somerset House to identify potential victims, targeting women in rural areas. He contacted them, claiming to have shares in companies they were already associated with and offering these shares below market price. Gardner’s victims included Miss M. A. Adey, a governess from Streatham (£27), Mrs Renton, a Scottish woman (£200), Mrs J. K. Turner (£149), and Mrs R. A. Foster of Nottingham (£211). Each sent money for shares that were never purchased, with Gardner appropriating the funds for his own use.
Gardner’s criminal history stretches back to 1894, when he was convicted at Liverpool Assizes for fraud and forgery, resulting in eight years of penal servitude. This recent conviction further highlights his pattern of deceptive financial schemes.
The court sentenced Gardner to eighteen months of hard labour, marking another chapter in the case of this notorious fraudster.
Research Findings
This case reinforces earlier findings about Stanley Gardner’s fraudulent activities, as documented in the Morning Post article from December 1905. His modus operandi—targeting shareholders through fabricated offers—remained consistent over time. The sentencing also aligns with prior accounts of his legal troubles, providing further context on how Gardner’s schemes exploited societal trust and financial naivety. He continued his fraudulent criminal activities in 1907 and likely after 1910. Historians and researchers studying early 20th-century fraud will find this case illustrative of the challenges posed by limited regulatory oversight in financial markets.
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A List of Persons coming within the provisions of Sections 5, 7, and 8 of the Prevention of Crimes Acts, 1871 – continued
- Office No.: 3047-00
- Name, aliases, Prison, and Registered No.:
Stanley Arthur Wilson,
aliases Stanley Garner and Stanley Gardner
221, Maidstone - Date and Place of Birth: 1867, Liverpool
- Height (without shoes): 5 ft 8 in
- Complexion: Fair
- Hair: Light brown
- Eyes: Blue
- Marks: Scar on the centre of the forehead and right cheek
- Offence (in full), place of Conviction, and Officer in Case or Place of Committal: Fraud — Kent Assizes (P.S. Kerry, C.I.D.-R)
- Sentence and date of Conviction: 18 months, 23-6-19
- Date when Penal Servitude expires or Supervision commences: –
- Date of Liberation, intended Address, and Occupation: 23-9-20, 62, Macoma Road, Plumstead, Stockbroker
- Remarks: For photo, etc., see Case No. 231, Vol. III, Police Gazette, Supplement A
Explanation and Context
This entry is part of a criminal register documenting individuals under the Prevention of Crimes Acts, 1871. These records were used to monitor known offenders after their release. The entry provides details of Stanley Arthur Wilson, also known by the aliases Stanley Garner and Stanley Gardner, linking this individual to fraudulent activities.
- Identity Details: The document includes personal identifiers such as his height, complexion, scars, and eye/hair colour. These were used to track individuals post-release, in the absence of modern photographic or digital records.
- Offences and Conviction: It records that Wilson was convicted of fraud at Kent Assizes in June 1919 and sentenced to 18 months’ imprisonment. This ties in with Gardner’s well-documented fraudulent activities, particularly his use of aliases.
- Post-Release Information: Upon release in September 1920, Wilson listed his intended address as 62 Macoma Road, Plumstead, and his occupation as “stockbroker.” This highlights a recurring pattern of returning to financial activities, which were often a front for his fraudulent schemes.
- Historical Context: The Prevention of Crimes Acts, 1871 allowed for the monitoring of habitual criminals. This act aimed to deter repeat offences by keeping detailed records and maintaining police surveillance over known offenders. The inclusion of Wilson’s aliases reflects the necessity of tracking individuals who often used multiple identities to evade detection.
Research Implications
This document provides valuable data for historians and researchers studying:
- Criminal Behaviour: It highlights the practices of repeat offenders like Gardner/Wilson, who manipulated financial systems and exploited societal trust.
- Judicial and Penal Systems: It offers insights into how the justice system handled white-collar crime during the early 20th century, particularly under the Prevention of Crimes Acts.
- Social Conditions: The reliance on aliases and physical descriptions reveals the challenges of law enforcement in a pre-digital era.
- Genealogical Research: For descendants or family historians, such records are essential for tracing individuals involved in criminal activities and understanding their movements post-release.
The consistent patterns of fraud and aliases in Gardner’s life reaffirm his notoriety as a serial offender, as previously explored in related cases.
Reynolds’s Newspaper – Sunday 08 June 1924
REMARKABLE FRAUD CHARGES
ALLEGED BOGUS BROKER AND COUNTRY CLIENTS
CORNISH MAN’S £200
Extraordinary allegations were made at Westminster, when Stanley Garner (62), said to live at a lodging-house in Holborn, was charged with fraud by pretending to be a stockbroker. False pretences as to the sale and transfer of shares were alleged by various persons in the country.
Mr. Wallace, appearing for the Public Prosecutor, said Garner at the beginning of May called at Windsor House, Victoria-street, Westminster, and by misrepresenting that he was a partner in a firm, which he styled Armstrong, Mellor, and Co., stockbrokers, who were changing their City offices, obtained sanction to have letters so addressed received on his behalf.
Having thus got an accommodation address of standing, he had notepaper printed with the name of the alleged firm, telephone, etc., and proceeded to circularise country shareholders in prosperous and successful local companies, representing that he was winding up an estate for a deceased client.
The shares in these local concerns were offered somewhat below the market price, and as the communication appeared to be quite business like and above board, he got cheques sent to him on receipt of what purported to be contract notes.
SAVED BY POLICE
In this way, said Mr. Wallace, an auctioneer, Mr. Wm. P. Hugo Rowe, of Falmouth, was induced to part with £200 for shares in the Falmouth Hotel Company, but delivery of the shares was never made. Other prosecutors, Mr. Chas. Smith, of Redcliffe-road, Bath—Pump Room shares in this instance being selected—and Mr. Frederick Speedberry, of Bishop Waltham, Hants, were fortunate in saving their money through the prompt action of the police.
A large correspondence was seized, and when arrested Garner, learning that a prosecutor from Cornwall was in town, remarked to Detective-sergeant Salter: “That’s done it. I suppose I am in for a long stretch.”
Evidence having been given, Garner was remanded in custody.
Explanation:
- Case Overview:
- Stanley Garner (62), posing as a stockbroker, engaged in a sophisticated fraud scheme by pretending to represent a fictitious firm, Armstrong, Mellor, and Co.
- He used a legitimate business address in Westminster to bolster his credibility and circulated fraudulent communications to shareholders in rural areas, offering shares in local companies at discounted rates.
- Method of Fraud:
- Garner’s scheme involved:
- Misrepresenting himself as a stockbroker with a reputable firm.
- Using an accommodation address to receive correspondence.
- Printing fake notepaper with the firm’s details to appear legitimate.
- Targeting shareholders of local businesses with misleading offers.
- Victims sent cheques in exchange for what they believed were legitimate shares, which were never delivered.
- Garner’s scheme involved:
- Victims and Police Involvement:
- Notable victims included an auctioneer, Mr. Wm. P. Hugo Rowe of Falmouth, who lost £200 for non-existent shares in the Falmouth Hotel Company.
- Other victims narrowly avoided financial loss due to timely intervention by the police, who seized correspondence during Garner’s arrest.
- Reaction to Arrest:
- Upon learning of the prosecution’s presence, Garner admitted his guilt, saying, “That’s done it. I suppose I am in for a long stretch.”
- Judicial Proceedings:
- Garner was remanded in custody pending further legal action.
Context:
This case exemplifies the challenges of combating financial fraud in the early 20th century. Garner’s use of forged credentials, legitimate business addresses, and professional stationery reflects a sophisticated approach to deception, exploiting trust in financial markets and communication methods of the time.
Research Implications:
- Criminal Behaviour:
- Garner’s recurring use of aliases and fraudulent schemes provides insight into the psychology and methods of habitual offenders.
- Financial Fraud in History:
- This case highlights the vulnerabilities in financial systems of the era, especially in the absence of rigorous identity verification and regulatory oversight.
- Role of Law Enforcement:
- The prompt action of the police in this case illustrates the evolving methods used to combat white-collar crime.
- Social and Economic Impact:
- The targeting of rural shareholders and local businesses underscores the broader societal impact of such fraudulent activities, which eroded trust in financial transactions.
This case contributes to the broader narrative of Garner’s life of crime, further demonstrating his resourcefulness and persistence as a fraudster.
South London Observer – Friday 08 July 1938
Relief Deceiver’s PROMISE TO PAY
At Lambeth police court on Thursday afternoon, Stanley Garner, of Linden-grove, Nunhead, was sentenced by Mr. Geoffrey Rose to one day’s detention in lieu of payment of £1 for making a false representation at the Relief Station, Consort-road, Nunhead, some months ago.
The case had been before the court several times to see whether Garner could repay to the L.C.C. £5 6s., relief granted at a time when Garner failed to tell the relief committee that he had received a considerable sum of money. Garner told the court that the business transaction he had hoped to bring off remained problematical.
Mr. Rose said the case ended as he thought it would—in the money not being repaid to the council because alleged transactions or transactions which Garner had always spoken about had not borne fruit.
Mr. Rose told Garner that if ever he found himself in need he would again be obliged to inform the council of all his means, and with this warning the case ended.
Explanation:
- Case Overview:
- Stanley Garner was charged with making a false representation to the relief committee at Consort-road, Nunhead. Specifically, he failed to disclose a significant sum of money he had received when applying for financial relief.
- He was fined £1 or one day’s detention as punishment.
- Events Leading to the Case:
- Garner received £5 6s. in relief funds from the London County Council (L.C.C.), based on incomplete or misleading information.
- His defence claimed he anticipated a business transaction that ultimately failed to materialise, which may have influenced his financial reporting.
- Outcome:
- Garner did not repay the £5 6s. to the council, as his purported business dealings did not result in any income.
- The magistrate, Mr. Rose, admonished Garner, warning him that he must disclose all financial resources in the future should he seek similar relief.
Context:
This case illustrates another example of Garner’s deceitful behaviour, extending from large-scale financial fraud to misrepresentation for small-scale public relief. By 1938, Garner’s financial schemes had evidently diminished, reflecting either reduced opportunities or declining resources.
Research Implications:
- Patterns of Behaviour:
- This case aligns with Garner’s established pattern of fraud and misrepresentation, though on a smaller scale than earlier cases.
- Economic Context:
- The 1930s was a period of economic hardship in Britain, marked by widespread unemployment and poverty. Garner’s case highlights how even habitual criminals engaged with welfare systems to secure funds.
- Judicial and Social Context:
- The magistrate’s emphasis on transparency with public relief authorities reflects evolving attitudes towards accountability in welfare distribution.
- End of a Criminal Career:
- By this point in his life, Garner’s activities appear to have transitioned from larger financial frauds to more modest deceptions, suggesting a decline in his influence or resources.
This incident provides further insight into Garner’s persistent reliance on fraudulent activities, regardless of scale, as a means of navigating his financial difficulties.
Had £75 In Bank, Drew Poor Relief
Nunhead Man, Admits 8 Convictions, Remanded
Eight convictions (nearly all for false pretences), including three terms of penal servitude, one of which involved about £1,000 obtained by means of a fraudulent employment scheme, were admitted at Lambeth police court last week by Stanley Garner, aged 73, of Linden-grove, Nunhead, who pleaded guilty to making a false representation at the relief-station, Albert-road, Nunhead, by omitting to state that he had £75 in a bank.
Garner pointed out that the last conviction was in 1924 and said he had since been leading a clean life.
At the present moment, he was suffering from an old spinal injury, for which he had two years’ hospital treatment.
A solicitor for the L.C.C. stated that Garner would not have been granted relief had he revealed that he had a banking account.
He drew £8 5s. in relief to which he was not entitled and on sixteen occasions drew money to “self” from his account.
In a letter to the magistrate Garner expressed contrition for his offence and readiness to recoup the Council.
Mr. Geoffrey Rose adjourned the case until April 8.
Explanation:
- Case Overview:
- Stanley Garner, aged 73, was charged with falsely obtaining public relief funds from the London County Council (L.C.C.) by failing to disclose that he had £75 in a bank account.
- Garner pleaded guilty and admitted to eight prior convictions, most of which were for false pretences.
- Offence Details:
- Garner drew £8 5s. in relief funds despite being ineligible due to his financial resources.
- He also withdrew money from his account on sixteen separate occasions while receiving relief.
- Defence and Mitigation:
- Garner stated that his last conviction was in 1924 and claimed to have lived a clean life since then.
- He also mentioned an old spinal injury, which required two years of hospital treatment, as a factor in his financial difficulties.
- Prosecution Argument:
- The L.C.C.’s solicitor argued that Garner would not have received relief if he had disclosed his banking account.
- His actions were presented as a deliberate omission to gain financial aid.
- Outcome:
- Garner expressed regret in a letter to the magistrate and offered to repay the relief funds. The magistrate, Mr. Geoffrey Rose, adjourned the case until April 8 for further consideration.
Context:
This case highlights the challenges of welfare fraud during the interwar period in Britain. Garner’s history of convictions and his attempt to exploit the relief system reflect systemic vulnerabilities and the enduring issue of fraudulent claims. Despite his age and past criminal history, Garner’s actions were prosecuted, demonstrating the authorities’ efforts to maintain the integrity of public funds.
Research Implications:
- Criminal History:
- Garner’s repeated involvement in fraud cases, even at the age of 73, provides insights into the persistence of habitual offenders and their adaptability in targeting different systems (e.g., financial institutions, public relief).
- Welfare Policy and Enforcement:
- The case underscores the importance of accurate financial disclosure in welfare systems and highlights the challenges authorities faced in verifying applicants’ claims during this period.
- Socioeconomic Context:
- Garner’s claim of financial hardship due to a spinal injury reflects the limited social safety nets available at the time and the pressures leading individuals to commit fraud.
- Judicial Response:
- The adjournment of the case suggests an effort to weigh Garner’s personal circumstances (age, injury) against his repeated fraudulent actions, reflecting the balancing act of punitive and rehabilitative justice in such cases.
This case serves as another chapter in Stanley Garner’s extensive criminal record, illustrating the ongoing intersection of personal hardship, systemic vulnerability, and judicial enforcement.
The Story So Far:
The Life of Stanley Garner: A Fraudster’s Legacy
Early Life (1860s-1880s): Born as Stanley Arthur Wilson in Liverpool in 1867, Stanley Garner began his life with modest roots in a rapidly industrialising England. With light brown hair, blue eyes, and a scar on his cheek, his appearance became notable in police descriptions later in life. His sharp intellect and persuasive charm were evident from a young age but soon turned towards deception rather than honest work.
Early Criminal Career (1890s): Garner’s criminal activities began in the late 19th century. Convicted at Liverpool Assizes in 1894 for forgery, he received an eight-year sentence of penal servitude. Upon release, Garner used aliases such as Stanley Gardner and George Hamilton, starting a career as a rogue stockbroker that spanned decades.
Rise as a Fraudulent Stockbroker (1900s): Operating under the name Allison, Gardner, and Co., Garner targeted shareholders listed at Somerset House, offering fake share deals. Victims across England included Mrs. Rebecca Ann Foster, who lost £211, and Miss Margaret Lucy Adie, who sent £27. Despite possessing no shares, he convinced victims to part with their money. By 1905, his fraudulent operations were exposed, and he was arrested and convicted at Bow Street Police Court. Pleading guilty in 1906, he was sentenced to 18 months of hard labour at Wormwood Scrubs.
Expansion of Deceptions (1910s-1920s): Garner continued his schemes post-release, refining his tactics. In 1924, posing as a partner in the fictitious firm Armstrong, Mellor, and Co., he exploited rural shareholders by offering shares in prosperous companies at discounted prices. Victims included auctioneer William Hugo Rowe of Falmouth, who lost £200. Arrested again, Garner was sentenced to three years’ penal servitude.
Late Career and Welfare Fraud (1930s): By the 1930s, Garner shifted to smaller-scale frauds, including falsely claiming public relief funds. In 1938, at age 73, he was charged with failing to disclose £75 in his bank account while receiving welfare. Admitting to eight prior convictions, he pleaded for leniency, citing poor health and financial struggles. Despite his advanced age, Garner’s lifelong pattern of deception remained unchanged.
Death and Legacy: Garner likely passed away in the late 1930s or early 1940s, leaving behind a legacy as a persistent and resourceful fraudster. His story illustrates the vulnerabilities of early 20th-century financial systems and the challenges faced by law enforcement in tracking habitual criminals using aliases.
Research Insights:
- Aliases and Deception: Garner’s use of multiple identities—Stanley Gardner, George Hamilton, and others—complicated his prosecution and allowed him to evade detection for years.
- Financial Systems: His exploitation of shareholder registers and fake brokerage firms exposed systemic weaknesses in early 20th-century finance.
- Criminal Evolution: Garner adapted his methods over decades, transitioning from large-scale forgery to welfare fraud, highlighting the versatility of career criminals.
- Judicial Practices: His sentencing reflected a balance between deterrence and recognition of age or health factors.
Garner’s life offers valuable lessons in criminal history, legal evolution, and societal trust, making him a compelling subject for researchers and historians alike.